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YOU Make ALL the Choices When Choosing Your Chapter 13 Bankruptcy Attorney, Lawyer, or Law Firm!
You choose which website or websites to view, who you may choose to contact, and most importantly, who you may decide would be the best choice to represent your legal needs, options, and goals relating to your Chapter 13 Bankruptcy issues.
Chapter 13 Bankruptcy
A Chapter 13 Bankruptcy does not provide a release of debt, but rather a restructuring of the debt in a manner which is considered manageable to repay the dept.
Many times the debt to be paid back may be less that currently owed through negotiation. In a Chapter 13 Bankruptcy, a debtor proposes a repayment plan to the creditors, over a 3 to 5 year period, in a good faith proposal to pay off all or part of the debts from the debtor's future income.
A Chapter 13 Bankruptcy can:
Creditors often will work with debtors in a Chapter 13 Bankruptcy, as Chapter 13 provides the opportunity to recover funds from you, as apposed to a Chapter 7 Bankruptcy where the potential to recover a larger portion of the debt is diminished.
Those who are more likely to file for a Chapter 13 Bankruptcy are individuals who seek to hold on to possessions such as a home, multiple vehicles, or other property or assets.
The longer an individual waits to obtain legal representation may directly affect their ability to achieve a successful outcome. Therefore, if you are considering filing for a chapter 13 bankruptcy, it is important to seek the legal advice and representation of an experienced legal counsel.
A Bankruptcy will appear on your credit report for 5 to 7 years. This does not mean you cannot get credit after filing for bankruptcy. Most lenders will extend credit within two or three years after filing a bankruptcy case. Generally, the effect of bankruptcy on your credit is not a bankruptcy issue; it is a banking or credit issue.
Protect your legal rights, make sure you are treated fairly, contact an experience attorney, lawyer, or law firm today!
If you need to explore your Chapter 13 Bankruptcy options, we urge you to then seek the legal advice and representation of professional legal counsel to ensure your legal rights and options are both protected and aggressively represented.
Below are some of our friends that also provide services to your local area:
Chapter 13 Bankruptcy Attorneys, Lawyers, and Law Firms protecting the Legal Rights of those dealing with Chapter 13 Bankruptcy issues in your State, Local City, and Township.